PM Vishwakarma Yojana — Complete Registration Guide
How to Register for PM Vishwakarma Yojana
Registration for PM Vishwakarma is free of cost and can be done through Common Service Centres (CSCs) or the official online portal.
Step 1: Check Eligibility
Before applying, verify that you meet all eligibility criteria:
- Age 18+ on date of registration
- Engaged in one of 18 listed trades
- Self-employed in the unorganized sector
- No PMEGP/PM SVANidhi/Mudra loan in past 5 years
- No other family member registered
- Not a government servant
Use our PM Vishwakarma Eligibility Checker to verify instantly.
Step 2: Gather Documents
| Document | Required For |
|---|---|
| Aadhaar Card | Identity verification |
| Bank Account Details (Passbook) | Loan disbursement, stipend payment |
| Mobile Number (linked to Aadhaar) | OTP verification |
| Passport-size Photo | Registration |
| Trade-related Certificate (if any) | Skill verification |
| Caste Certificate (if applicable) | Category verification |
| Proof of Trade (optional) | Trade engagement proof |
Step 3: Register
Option A — Online:
- Visit pmvishwakarma.gov.in
- Click "Register" or "Apply"
- Enter your Aadhaar number and verify with OTP
- Fill in personal details, trade details, and bank details
- Upload documents
- Submit application
Option B — Through CSC:
- Visit your nearest Common Service Centre (CSC)
- The CSC operator will help you register
- Provide your Aadhaar and documents
- The operator will complete the online registration
Step 4: Skill Verification & Training
After registration:
- Skill Verification: A verifier assesses your craft skills
- Basic Training: 5-7 days (40 hours) at a designated training center
- Stipend: Rs 500/day paid to your bank account during training
- Optional Advanced Training: Up to 15 days (120 hours) for skill enhancement
Step 5: Receive Toolkit
After completing basic training:
- Receive modern tools worth Rs 15,000 (one-time grant)
- Tools are specific to your trade
- No repayment required — this is a grant
Step 6: Apply for Loan
After receiving toolkit:
- Apply for First Tranche: Rs 1,00,000 (18 months, 5% interest)
- Loan is collateral-free (no property pledge needed)
- Government bears credit guarantee fees
- After full repayment of first tranche, apply for Second Tranche: Rs 2,00,000 (30 months)
Step 7: Digital Transactions
- Receive Rs 1 per digital transaction (max 100/month)
- Use UPI, QR code, or other digital payment methods
- Incentive is paid monthly to your bank account
Key statistics (as of Sept 14, 2026)
| Indicator | Count |
|---|---|
| Applicants registered | 30,00,000 |
| Completed basic training | 24,37,459 |
| Received modern toolkit | 18,15,996 |
| Loan sanctions | 6,19,764 |
| Total loan amount | Rs 5,316 crore |
| Digital incentive recipients | 8,11,855 |
Source: pmvishwakarma.gov.in
Formula
**Registration process:** 1. Check eligibility (18 trades, age 18+, unorganized sector) 2. Gather documents (Aadhaar, bank details, photo) 3. Register online or at CSC 4. Skill verification + basic training (5-7 days) 5. Receive toolkit (Rs 15,000 grant) 6. Apply for loan (Rs 1L first, Rs 2L second) 7. Digital transactions (Rs 1/trans incentive)
Example
**Typical timeline:** - Day 1: Register at CSC or online - Week 2-3: Skill verification - Week 3-4: Basic training (5-7 days, Rs 500/day stipend) - Week 5-6: Receive toolkit (Rs 15,000) - Week 7-8: Loan application processed - Week 9-10: First tranche loan disbursed (Rs 1,00,000) Total time from registration to loan: approximately 2-3 months
How to Use
- Read the eligibility criteria first
- Gather all required documents before starting
- Choose online registration or visit a CSC
- Complete skill verification and basic training
- Receive your toolkit grant of Rs 15,000
- Apply for the first loan tranche of Rs 1 lakh
- Start digital transactions to earn the Rs 1/transaction incentive
Frequently Asked Questions
Is PM Vishwakarma registration free?
Yes. Registration is completely free of cost. There are no application fees, no processing fees, and no collateral or guarantee fees. Do not pay anyone who asks for money to help you register — visit your nearest CSC or the official portal directly.
How long does the registration process take?
Registration itself takes 15-30 minutes at a CSC or online. After registration, skill verification and basic training take 2-3 weeks. Loan disbursement typically takes 2-3 months from the date of registration.
Can I register online without visiting a CSC?
Yes. You can register directly on pmvishwakarma.gov.in using your Aadhaar number and OTP verification. However, CSC operators can help if you are not comfortable with online forms.
What if I don't have a bank account?
You need a bank account to receive the training stipend, toolkit grant, and loan disbursement. If you don't have one, open a Jan Dhan account (zero balance) at any bank before registering for PM Vishwakarma.
Can I choose my training center?
Training centers are assigned based on your location and trade. You will be informed of your assigned center after registration. Basic training is typically conducted at nearby ITIs, polytechnics, or designated training centers.
What happens after I repay the first loan?
After you fully repay the first tranche (Rs 1 lakh, 18 months), you become eligible for the second tranche of Rs 2 lakh (30 months, 5% interest). You need to apply for the second tranche — it is not automatic.