8th CPC Pension Calculator
The 8th CPC pension calculator helps retired central government employees estimate their revised pension under the 8th Pay Commission. Approximately 68 lakh pensioners, including defence pensioners, railway pensioners, and family pensioners, are covered.
How pension is revised under 8th CPC
New Pension = Current Pension x Fitment Factor
For example, if your current pension is Rs 30,000 and the fitment factor is 1.92x, your new pension is Rs 57,600 (Rs 30,000 x 1.92).
Pension revision by fitment factor
| Current Pension | 1.83x | 1.92x | 2.57x | 2.86x |
|---|---|---|---|---|
| Rs 9,000 (min) | Rs 16,470 | Rs 17,280 | Rs 23,130 | Rs 25,740 |
| Rs 15,000 | Rs 27,450 | Rs 28,800 | Rs 38,550 | Rs 42,900 |
| Rs 30,000 | Rs 54,900 | Rs 57,600 | Rs 77,100 | Rs 85,800 |
| Rs 50,000 | Rs 91,500 | Rs 96,000 | Rs 1,28,500 | Rs 1,43,000 |
| Rs 1,00,000 | Rs 1,83,000 | Rs 1,92,000 | Rs 2,57,000 | Rs 2,86,000 |
Dearness Relief (DR) reset
Pensioners receive Dearness Relief (DR), which is the pension equivalent of DA. When the 8th CPC is implemented:
- DR (currently 60%) is absorbed into the new pension
- DR resets to 0%
- DR starts accumulating again from zero
This means the day-one increase in pension is modest, but the long-term benefit is significant as DR climbs again on the higher pension.
Family pension
Family pension (paid to the spouse or dependents of a deceased employee) is also revised under the 8th CPC:
- Minimum family pension: expected to increase
- Maximum family pension: 30% of the highest basic pay (Level 18)
One Rank One Pension (OROP)
The 8th CPC is expected to address OROP for defence pensioners. The AIFPA has demanded a fitment factor of 3.83x for pensioners. OROP means pensioners of the same rank with the same length of service receive the same pension regardless of retirement date.
Commuted pension
If you commuted (took as lump sum) a portion of your pension, the commuted portion is restored after 15 years. The 8th CPC may revise the commutation factor.
Arrears for pensioners
Pensioners will receive arrears for the difference between old and new pension for each month of delay in implementation. Arrears are taxable, but you can claim Section 89(1) relief.
NPS subscribers
Employees who joined after 1 January 2004 are under NPS. Their pension is based on the NPS corpus at retirement. The 8th CPC does not directly affect NPS pension, but it affects salary during service, which affects NPS contributions and final corpus.
Disclaimer
Pension calculations are based on estimated fitment factors. Actual pension revision will be determined by the official 8th CPC notification.
Formula
New Basic Pension = Current Basic Pension x Fitment Factor New DR = 0% (resets on implementation) Total Pension = New Basic Pension + New DR
Example
Current Basic Pension: Rs 30,000, DR: 60%, Fitment: 1.92x 7th CPC Total: 30,000 + 15,900 = Rs 45,900/month 8th CPC: 57,600 + 0 = Rs 57,600/month Increase: +25.4%
How to Use
- Enter your current basic pension as the basic pay
- Enter your current DR percentage as DA
- Set the fitment factor slider
- Use NPS = No for pensioners
- The in-hand amount is your revised pension
Frequently Asked Questions
How is pension revised under 8th CPC?
New Pension = Current Pension x Fitment Factor. For example, if your current pension is Rs 30,000 and the fitment is 1.92x, your new pension is Rs 57,600. Dearness Relief (DR) also resets to 0% on implementation.
Does family pension increase under 8th CPC?
Yes. Family pension is revised using the same fitment factor. The minimum and maximum family pension are both expected to increase. Maximum family pension is 30% of the highest basic pay (Level 18).
Will NPS pensioners benefit from 8th CPC?
NPS subscribers' pension is based on their NPS corpus at retirement. The 8th CPC does not directly affect NPS pension, but it increases salary during service, which increases NPS contributions and the final corpus.